Regulatory Watch
Policy · Central Bank · Licensing
Africa's regulatory environments are moving fast. Stay ahead of central bank decisions, licensing shifts, and compliance pivots that reshape market entry.
Central Bank Policy
SARB, CBN, CBK rate decisions and prudential guidance
Compliance Shifts
Kenya's Finance Act fallout, Nigeria's open banking, SA's NPS reform
Live Watch-list
AfCFTA implementation, digital tax regimes, crypto frameworks
Africa's Policy Rate Landscape
Headline central bank policy rates across major African economies — wide divergence reflects different inflation regimes.
Source: SARB, CBN, CBK, BoG, CBE, BNA, BAM, BoU – latest MPC communiqués · As of Q2 2026
Headline CPI Inflation — Latest Print
Year-on-year CPI from national statistics agencies. The North-South corridor (Morocco, SA) is now firmly in target; West and Central Africa remain elevated.
Source: StatsSA, NBS Nigeria, KNBS, GSS Ghana, CAPMAS Egypt, HCP Morocco, INE Angola · As of Apr–May 2026
Regulatory Action Log — Last 6 Months
High-impact policy events shaping market structure across the continent.
| Date | Market | Agency | Action | Sector | Impact |
|---|---|---|---|---|---|
| May 2026 | 🇿🇦 ZA | SARB | Repo cut 25bps to 7.00% — fourth cut of the cycle | Banking | high |
| May 2026 | 🇳🇬 NG | CBN | Open Banking go-live — API standards mandatory for tier-1 banks | Fintech | high |
| Apr 2026 | 🇰🇪 KE | CBK | Virtual Asset Service Providers (VASP) Bill enacted | Crypto | high |
| Apr 2026 | 🇬🇭 GH | BoG | Cash-Reserve Ratio cut to 22% — easing liquidity | Banking | med |
| Mar 2026 | 🇪🇬 EG | CBE | FX surrender requirement for exporters reinstated | FX | high |
| Mar 2026 | 🇿🇦 ZA | NPS / PASA | PayShap volume-tier fee reform — interchange capped | Payments | med |
| Feb 2026 | 🇳🇬 NG | SEC | Digital Asset Rules finalised — exchanges must license | Crypto | high |
| Feb 2026 | 🌍 | AfCFTA | Pan-African Payment & Settlement System (PAPSS) live in 16 markets | Cross-border | high |
| Jan 2026 | 🇰🇪 KE | KRA | Finance Act 2025 — Digital Asset Tax retained at 3% | Tax | med |
| Jan 2026 | 🇲🇦 MA | BAM | Crypto framework draft released for public consultation | Crypto | med |
Source: Central bank communiqués, official gazettes, agency press releases · Curated by IdeaToola Intelligence