Key Findings
- 112 months into the Two-Pot regime, ASISA data shows R43bn in savings-pot withdrawals. Here's the strategic response HR and CFOs are building for 2026.
Overview
The Two-Pot Retirement System came into force 1 Sep 2024. ASISA's May 2026 update reports R43.2bn withdrawn from savings pots across 4.1m member claims — averaging R10,500 per withdrawal.
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Why this matters now
Employers are seeing a measurable behavioural shift: repeat withdrawals in the second year run at 61% of first-year claimants (ASISA, May 2026), suggesting the pot is being treated as a rolling credit line, not an emergency buffer.
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