Key Findings
- 1How mobile payment infrastructure is unlocking financial services for underserved farming communities.
Overview
Mobile money has fundamentally reshaped financial inclusion in Africa. Agriculture — the continent's largest employer — stands to benefit enormously, but adoption patterns reveal important nuances.
"Current State Mobile money accounts in Sub-Saharan Africa now exceed 600 million."
South Africa loses 30% of fresh produce between farm gate and retail shelf — a R36 billion annual waste problem.
Solving post-harvest loss represents the single largest value creation opportunity in SA agriculture.
Current State
Mobile money accounts in Sub-Saharan Africa now exceed 600 million. Agricultural use cases are growing: input payments, produce sales, savings groups, and insurance premium collection all increasingly flow through mobile money rails.
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