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    IdeaToola / Benchmark

    Executive Intelligence

    600 companies · 10 added JSE issuers · Original-report observations; unavailable figures are not estimated.

    UBA Group
    1/5
    Peer universe604 matches
    Sector
    Year
    Free · 3 of 3 benchmarks left

    Company intelligence / FY2025

    Snapshot Comparison

    Offline

    30-second read

    • 3 of 10 figures have supported evidence for this period; source labels distinguish company disclosures and calculations.

    Calculated automatically from the figures below; open any value's source to verify.

    3/10 available observations
    Company metrics for FY2025; source evidence available beside every value.
    BenchmarkQuick comparison1 companies · USD
    UBA Group

    UBA Group

    Nigeria

    Bank

    Source
    Revenue Growth
    -3%
    Audited Source
    ROE
    10.55%
    BestAudited Source
    Cost-to-IncomeLower is better
    59.4%
    BestAudited Source
    Not confirmedCompany reportedAudited SourceDerived Calculation
    UBA Group: UBA FY2025 audited results press release

    Revenue in USD millions where a supported USD figure or conversion exists · FY2025. Growth is reported in local currency. Revenue, ROE and digital-activity definitions can differ between peers. Unsupported estimates and unconfirmed figures are excluded.

    Company reports and official filings are reviewed snapshots, not a live company-data feed. Calculations retain their source inputs and methodology; review dates do not indicate a new reporting period.

    Some figures are not confirmed as comparable values in the reviewed reports. Composite scores, forecasts, duels and recommendations exclude peers with incomplete inputs; unavailable metrics are not zero.

    Comparative Analysis

    Financial Metrics

    Revenue

    UBA Group
    —

    Revenue Growth

    UBA Group
    -3%

    Return on Equity

    UBA Group
    10.55%

    Cost-to-Income

    lower is better
    UBA Group
    59.4%

    Net Interest Margin

    UBA Group
    7.3%

    Competitive Radar

    Revenue Trend (2025–2025)

    Market Context

    NI

    Nigeria

    Africa

    GDP

    $477B

    Population

    223M

    Financial Inclusion

    64%

    Mobile Penetration

    88%

    Internet

    55%

    "Largest unbanked population on the continent → massive mobile-first acquisition opportunity for fintechs."

    Market context

    Sector revenue pools

    Use these directional market estimates after reviewing company-level reported performance above.

    African Financial Services Revenue Pool ($57B)

    Traditional banks still command 60%+ of the revenue pool, but digital-first challengers like Capitec, TymeBank, and Flutterwave are the fastest growers.

    Growth profile:Mature (<10% CAGR)Steady (10–20%)Disruptor (>20%)
    FY 2022$ billionShare %
    Standard Bank
    8.2
    18
    FirstRand
    6.9
    15
    Absa Group
    5.5
    12
    Nedbank
    4.3
    9
    Capitec
    2.1
    5
    MTN Group
    5.2
    11
    Vodacom
    4.1
    9
    Safaricom
    2.3
    5
    TymeBank
    0.1
    0
    Discovery
    3.8
    8
    Flutterwave
    0.3
    1
    Other Entities
    3.5
    8
    Total
    46.3
    FY 2025$ billionShare %
    Standard Bank
    9.8
    17
    FirstRand
    8.4
    15
    Absa Group
    6.7
    12
    Nedbank
    5.1
    9
    Capitec
    3.6
    6
    MTN Group
    5.8
    10
    Vodacom
    4.6
    8
    Safaricom
    2.9
    5
    TymeBank
    0.3
    1
    Discovery
    4.5
    8
    Flutterwave
    0.8
    1
    Other Entities
    4.6
    8
    Total
    57.1

    Big 4 Banks Share

    53%

    Telco Share

    18%

    Revenue Pool Growth

    +23.3%

    Source: Company annual reports, Bloomberg, S&P Capital IQ, and IdeaToola estimates. Revenue figures represent gross operating income or equivalent for financial services entities. All values in US dollars.