Skip to content
    IdeaToola

    IdeaToola / Benchmark

    Executive Intelligence

    600 companies · 10 added JSE issuers · Original-report observations; unavailable figures are not estimated.

    Fidelity Bank
    1/5
    Peer universe604 matches
    Sector
    Year
    Free · 3 of 3 benchmarks left

    Company intelligence / FY2025

    Snapshot Comparison

    Offline

    30-second read

    • 0 of 10 figures have supported evidence for this period; source labels distinguish company disclosures and calculations.

    Calculated automatically from the figures below; open any value's source to verify.

    0/10 available observations
    Company metrics for FY2025; source evidence available beside every value.
    BenchmarkQuick comparison1 companies · USD
    Fidelity Bank

    Fidelity Bank

    Nigeria

    Bank

    Source

    No available observations for these companies in FY2025.

    Some figures are not confirmed as comparable values in the reviewed reports. Composite scores, forecasts, duels and recommendations exclude peers with incomplete inputs; unavailable metrics are not zero.

    Comparative Analysis

    Financial Metrics

    Revenue

    Fidelity Bank
    —

    Revenue Growth

    Fidelity Bank
    87.7%

    Return on Equity

    Fidelity Bank
    41.7%

    Cost-to-Income

    lower is better
    Fidelity Bank
    42.9%

    Net Interest Margin

    Fidelity Bank
    —

    Competitive Radar

    Revenue Trend (2024–2024)

    Market Context

    NI

    Nigeria

    Africa

    GDP

    $477B

    Population

    223M

    Financial Inclusion

    64%

    Mobile Penetration

    88%

    Internet

    55%

    "Largest unbanked population on the continent → massive mobile-first acquisition opportunity for fintechs."

    Market context

    Sector revenue pools

    Use these directional market estimates after reviewing company-level reported performance above.

    African Financial Services Revenue Pool ($57B)

    Traditional banks still command 60%+ of the revenue pool, but digital-first challengers like Capitec, TymeBank, and Flutterwave are the fastest growers.

    Growth profile:Mature (<10% CAGR)Steady (10–20%)Disruptor (>20%)
    FY 2022$ billionShare %
    Standard Bank
    8.2
    18
    FirstRand
    6.9
    15
    Absa Group
    5.5
    12
    Nedbank
    4.3
    9
    Capitec
    2.1
    5
    MTN Group
    5.2
    11
    Vodacom
    4.1
    9
    Safaricom
    2.3
    5
    TymeBank
    0.1
    0
    Discovery
    3.8
    8
    Flutterwave
    0.3
    1
    Other Entities
    3.5
    8
    Total
    46.3
    FY 2025$ billionShare %
    Standard Bank
    9.8
    17
    FirstRand
    8.4
    15
    Absa Group
    6.7
    12
    Nedbank
    5.1
    9
    Capitec
    3.6
    6
    MTN Group
    5.8
    10
    Vodacom
    4.6
    8
    Safaricom
    2.9
    5
    TymeBank
    0.3
    1
    Discovery
    4.5
    8
    Flutterwave
    0.8
    1
    Other Entities
    4.6
    8
    Total
    57.1

    Big 4 Banks Share

    53%

    Telco Share

    18%

    Revenue Pool Growth

    +23.3%

    Source: Company annual reports, Bloomberg, S&P Capital IQ, and IdeaToola estimates. Revenue figures represent gross operating income or equivalent for financial services entities. All values in US dollars.